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Best time to apply for Hilton American Express cards based on offer history
Augusta Stone
Credit cards writer
Augusta Stone is a credit cards writer for TPG. She joined the TPG team in 2023 and is excited to take points and miles beginners with her on a journey toward maximizing rewards.
Nov. 07, 2025
•
25 min read
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Editor's Note
This is a recurring post, regularly updated with new information and offers.
The Hilton Honors cards from American Express offer multiple benefits for travelers seeking additional perks with Hilton. These cards also come with generous welcome bonuses that can include large sums of Hilton Honors points or even free nights.
Since welcome offers can vary, the timing of your application matters.
Lucky for you, we've collected a history of welcome bonuses on the Hilton American Express cards. This guide will review the best welcome offers we've seen on Hilton Amex cards and when we think it's best to apply to earn a bonus that exceeds the standard offer.
Note: We will only discuss publicly available welcome offers. However, you might receive targeted offers with more bonus points or cash back. Keep in mind that offers may change at any time, and some of the offers mentioned below may not be available at this time.
Best Hilton American Express welcome offers
Below is a list of every Hilton American Express card, the best welcome offer we've seen on each and our guidance on when you should apply.
American Express only allows you to earn one bonus for each of its cards in a lifetime, so make sure to wait for the best time to apply.
| Card | Best welcome offer we've seen | When to apply |
|---|---|---|
| Hilton Honors American Express Card | Earn 130,000 points in total: 80,000 bonus points after spending $1,000 on purchases in the first three months of card membership, then another 50,000 bonus points after spending $5,000 total on purchases in the first six months. | At least 80,000 points (either bonus points alone or a combination of bonus points and a free night reward) |
| Hilton Honors American Express Surpass® Card | Earn 180,000 bonus points: 130,000 bonus points after spending $2,000 on purchases in the first three months of card membership, then an additional 50,000 points after spending a total of $10,000 or more on purchases in the first six months. | At least 150,000 points (either bonus points alone or a combination of bonus points, a free night reward, statement credits or an introductory $0 annual fee for the first cardmember year) |
| Hilton Honors American Express Aspire Card | Earn 180,000 bonus points after spending $6,000 on purchases in the first six months of card membership. | At least 175,000 points |
| The Hilton Honors American Express Business Card | Earn 180,000 bonus points: 130,000 bonus points after spending $2,000 on purchases in the first three months of card membership, then an additional 50,000 points after spending a total of $10,000 or more on purchases in the first six months of card membership. | At least 175,000 points offered (or at least 130,000 points plus a free night award) |
Hilton Honors American Express Card
If you're new to points or miles or only occasionally stay with Hilton, the basic Hilton Honors Amex is a solid starting point. This card has no annual fee (see rates and fees).
Here are the offers we have seen on the Hilton Honors Amex:
| Approximate date | Offer | Value* |
|---|---|---|
| October 2025 to now | Earn 100,000 bonus points after spending $2,000 on purchases in the first six months of card membership. Offer ends Jan. 14, 2026. | $500 |
| August to October 2025 | Earn 80,000 bonus points after spending $2,000 on purchases in the first six months of card membership | $400 |
| June to August 2025 | Earn 100,000 bonus points and a $100 statement credit after spending $2,000 in the first six months of card membership. | Up to $600, including the statement credit |
| April to June 2025 | Earn 80,000 bonus points after spending $2,000 on purchases in the first six months of card membership. | $400 |
| February to April 2025 | Earn 70,000 bonus points plus a free night reward after spending $2,000 on purchases in the first six months of card membership. | $350 plus the value of a free night reward |
| January to February 2025 | Earn 80,000 bonus points after spending $2,000 on purchases in the first six months of card membership. | $400 |
| September 2024 to January 2025 | Earn 100,000 bonus points after spending $2,000 on purchases in the first six months of card membership. | $500 |
| August to September 2024 | Earn 80,000 bonus points after spending $2,000 on purchases in the first six months of card membership. | $400 |
| May to August 2024 | Earn 70,000 bonus points plus a free night reward after spending $2,000 on purchases in the first six months of card membership. | $350 plus the value of a free night reward |
| April to May 2024 | Earn 80,000 bonus points after spending $2,000 on purchases in the first six months of card membership. | $400 |
| March to April 2024 | Earn up to 130,000 points: 80,000 bonus points after spending $1,000 on purchases in the first three months of card membership, plus another 50,000 bonus points after spending a total of $5,000 in the first six months. | Up to $650 |
| January to March 2024 | Earn 80,000 bonus points after spending $2,000 on purchases in the first six months of card membership. | $400 |
| October 2023 to January 2024 | Earn 100,000 bonus points after spending $2,000 on purchases in the first six months of card membership. | $500 |
| July to October 2023 | Earn 80,000 bonus points after spending $1,000 on purchases in the first three months of card membership. | $400 |
| May to July 2023 | Earn 70,000 bonus points plus a free night reward after spending $1,000 on purchases in the first three months of card membership. | $350 |
| April to May 2023 | Earn 80,000 bonus points after spending $1,000 on purchases in the first three months of card membership. | $400 |
| February to April 2023 | Earn 100,000 bonus points after spending $2,000 on purchases in the first six months of card membership. | $500 |
| October 2022 to February 2023 | Earn 80,000 bonus points after spending $1,000 on purchases in the first three months of card membership. | $400 |
| August to October 2022 | Earn up to 100,000 points plus $100: 100,000 bonus points after spending $1,000 on purchases in the first three months of card membership, plus up to $100 in statement credits on eligible purchases made at any Hilton property in the first 12 months of card membership. | Up to $600, including the statement credit |
| July to August 2022 | Earn 80,000 bonus points after spending $1,000 on purchases in the first three months of card membership. | $400 |
| May 2022 to July 2022 | Earn up to 100,000 points plus $100: 100,000 bonus points after spending $1,000 on purchases in the first three months of card membership, plus up to $100 in statement credits on eligible purchases made at any Hilton property in the first 12 months of card membership. | Up to $600, including the statement credit |
| April to May 2022 | Earn 80,000 bonus points after spending $1,000 on purchases in the first three months of card membership. | $400 |
*Bonus offer value is based on TPG's November 2025 valuations and not provided by the credit card issuer.
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Highest welcome offer
Since the Hilton Honors Amex has offered a few different types of welcome bonuses, opinions on which offer is the best may vary.
If you value free night rewards highly, we've seen offers as good as earning 70,000 bonus points and a free night reward after spending $1,000 on purchases in the first three months of card membership.
A free night reward can be redeemed for between 5,000 and 250,000 points, so the value you receive from this certificate depends on the property you redeem it with.
For those who prefer to earn only points, we've seen offers of up to 130,000 bonus points, split into two minimum spending requirements. You'd earn 80,000 points after spending $1,000 on purchases within the first three months of card membership. You could stack on another 50,000 bonus points if you spent $5,000 total on purchases in the first six months of card membership.
When you should apply
If you see this card's welcome offer boost to 80,000 points or more (either through extra points or a free night) — especially at least 100,000 points — consider applying.
Learn more: Hilton Honors American Express Card
Hilton Honors Surpass
The Hilton Surpass is a solid mid-tier option for those who are loyal to Hilton or find the card's perks — such as automatic Hilton Gold status — especially beneficial. This card has a $150 annual fee (see rates and fees).
Here are the offers we have seen on the Hilton Honors Surpass:
| Approximate date | Offer | Value* |
|---|---|---|
| October 2025 to now | Earn 155,000 bonus points after spending $3,000 on purchases in the first six months of card membership. Offer ends Jan. 14, 2026. | $775 |
| August to October 2025 | Earn 130,000 bonus points after spending $3,000 on purchases in the first six months of card membership. | $650 |
| June to August 2025 | Earn 130,000 bonus points after spending $3,000 on purchases in the first six months of card membership. There is a $0 introductory annual fee for the first year, then $150 each year thereafter. | $650 |
| April to June 2025 | Earn 130,000 bonus points after spending $3,000 on purchases in the first six months of card membership. | $650 |
| February to April 2025 | Earn 130,000 bonus points plus a free night reward after spending $3,000 on purchases in the first six months of card membership. | $650 plus the value of a free night reward |
| January to February 2025 | Earn 130,000 bonus points after spending $3,000 on purchases in the first six months of card membership. | $650 |
| September 2024 to January 2025 | Earn 165,000 bonus points after spending $3,000 on purchases in the first six months of card membership. | $825 |
| August to September 2024 | Earn 130,000 bonus points after spending $3,000 on purchases in the first six months of card membership. | $650 |
| May to August 2024 | Earn 130,000 bonus points plus a free night reward after spending $3,000 on purchases in the first six months of card membership. | $650 plus the value of a free night reward |
| April to May 2024 | Earn 130,000 bonus points after spending $3,000 on purchases in the first six months of card membership. | $650 |
| March to April 2024 | Earn up to 180,000 bonus points: 130,000 bonus points after spending $2,000 on purchases in the first three months of card membership, plus an additional 50,000 points after spending a total of $10,000 in the first six months. | Up to $900 |
| January to March 2024 | Earn 130,000 bonus points after spending $3,000 on purchases in the first six months of card membership. | $650 |
| October 2023 to January 2024 | Earn 170,000 bonus points after spending $3,000 on purchases in the first six months of card membership. | $850 |
| July to October 2023 | Earn 130,000 bonus points after spending $2,000 on purchases in the first three months of card membership. | $650 |
| May to July 2023 | Earn 130,000 bonus points plus a free night reward after spending $2,000 on purchases in the first three months of card membership. | $650 plus the value of a free night reward |
| April to May 2023 | Earn 130,000 bonus points after spending $2,000 on purchases in the first three months of card membership. | $650 |
| February to April 2023 | Earn 150,000 bonus points after spending $3,000 on purchases in the first six months of card membership. | $750 |
| October 2022 to February 2023 | Earn 130,000 bonus points after spending $2,000 on purchases in the first three months of card membership. | $650 |
| August to October 2022 | Earn 130,000 bonus points after spending $2,000 on purchases in the first three months of card membership. There's a $0 introductory annual fee for the first year, then an annual fee of $95. | $650 |
| July to August 2022 | Earn 130,000 bonus points after spending $2,000 on purchases in the first three months of card membership. | $650 |
| May to July 2022 | Earn up to 130,000 points plus $130: Earn 130,000 bonus points after spending $2,000 on purchases in the first three months of card membership, plus up to $130 in statement credits on eligible purchases made at any Hilton property in the first 12 months of card membership. | Up to $780, including the statement credit |
| April to May 2022 | Earn 130,000 bonus points after spending $2,000 on purchases in the first three months of card membership. | $650 |
*Bonus offer value is based on TPG's November 2025 valuations and not provided by the credit card issuer.
Highest welcome offer
The terms of this card's welcome offer can vary significantly. One of the best offers it had included up to 180,000 bonus points.
Applicants could earn 130,000 bonus points after spending $2,000 on purchases in the first three months, then an additional 50,000 points after spending $10,000 or more on purchases in the first six months of card membership.
When you should apply
This card is worth applying for whenever it offers at least 150,000 points, including when it provides statement credits, free night rewards or an introductory $0 annual fee for the first cardmember year.
Learn more: Hilton Honors American Express Surpass Card
Hilton Honors Aspire
The top-tier Hilton Aspire card is the best option for Hilton loyalists who want to earn a lot of points within Hilton Honors and enjoy a host of premium perks when staying at Hilton properties. Despite its $550 annual fee (see rates and fees), its perks easily offset this significant cost.
Here are the offers we have seen on the Hilton Honors Aspire:
| Approximate date | Offer | Value* |
|---|---|---|
| October 2025 to now | Earn 175,000 bonus points after spending $6,000 on purchases in the first six months of card membership. Offer ends Jan. 14, 2026. | $875 |
| August to October 2025 | Earn 150,000 bonus points after spending $6,000 on purchases in the first six months of card membership. | $750 |
| June to August 2025 | Earn 175,000 bonus points after spending $6,000 on purchases in the first six months of card membership. | $875 |
| April to June 2025 | Earn 150,000 bonus points after spending $6,000 on purchases in the first six months of card membership. | $750 |
| February to April 2025 | Earn 175,000 bonus points after spending $6,000 on purchases in the first six months of card membership. | $875 |
| August 2024 to February 2025 | Earn 150,000 bonus points after spending $6,000 on purchases in the first six months of card membership. | $750 |
| April to August 2024 | Earn 175,000 bonus points after spending $6,000 on purchases in the first six months of card membership. | $875 |
| March to April 2024 | Earn 180,000 bonus points after spending $6,000 on purchases in the first six months of card membership. | $900 |
| January to March 2024 | Earn 150,000 bonus points after spending $6,000 on purchases in the first six months of card membership. | $750 |
| October 2023 to January 2024 | Earn 180,000 bonus points after spending $6,000 on purchases in the first six months of card membership. | $900 |
| July to October 2023 | Earn 150,000 bonus points after spending $4,000 on purchases in the first three months of card membership. | $750 |
*Bonus offer value is based on TPG's November 2025 valuations and not provided by the credit card issuer.
Highest welcome offer
The best offer we've seen on this premium card is 180,000 bonus points after spending $6,000 on purchases in the first six months of card membership.
When you should apply
Apply when you can earn at least 175,000 points.
Hilton Honors Business
The Hilton Honors Amex Business is a great option for business owners looking to collect more Hilton points with their business spending. This card comes with a $195 annual fee (see rates and fees).
Here are the offers we have seen on the Hilton Honors Business:
| Approximate date | Offer | Value* |
|---|---|---|
| October 2025 to now | Earn 175,000 bonus points after spending $8,000 on purchases in the first six months of card membership. Offer ends Jan. 14, 2026. | $875 |
| August to October 2025 | Earn 130,000 bonus points after spending $6,000 on purchases in the first six months of card membership. | $650 |
| June to August 2025 | Earn up to 175,000 bonus points: 150,000 bonus points after spending $8,000 on purchases in the first six months of card membership, plus an additional 25,000 bonus points after spending an additional $2,000 on purchases in the first six months of card membership. | Up to $875 |
| April to June 2025 | Earn 130,000 bonus points after spending $6,000 on purchases in the first six months of card membership. | $650 |
| February to April 2025 | Earn 175,000 bonus points after spending $8,000 on purchases in the first six months of card membership. | $875 |
| January to February 2025 | Earn 130,000 bonus points after spending $6,000 on purchases in the first six months of card membership. | $650 |
| September 2024 to January 2025 | Earn 175,000 bonus points after spending $8,000 on purchases in the first six months of card membership. | $875 |
| June to September 2024 | Earn 130,000 bonus points after spending $6,000 on purchases in the first six months of card membership. | $650 |
| March to June 2024 | Earn up to 180,000 bonus points: 130,000 bonus points after spending $2,000 on purchases in the first three months of card membership, plus an additional 50,000 points after spending a total of $10,000 in the first six months of card membership. | Up to $900 |
| July 2023 to March 2024 | Earn 130,000 bonus points after spending $3,000 on purchases in the first three months of card membership. | $650 |
| May to July 2023 | Earn 150,000 bonus points plus a free night reward after spending $4,000 on purchases in the first three months of card membership. | $750 plus the value of a free night reward |
| April to May 2023 | Earn 130,000 bonus points after spending $3,000 on purchases in the first three months of card membership. | $650 |
| February to April 2023 | Earn 165,000 bonus points after spending $5,000 on purchases in the first three months of card membership. | $825 |
| December 2022 to February 2023 | Earn 130,000 bonus points after spending $3,000 on purchases in the first three months of card membership. | $650 |
| October to December 2022 | Earn up to 130,000 points plus a free night: 130,000 bonus points after spending $5,000 on purchases in the first three months of card membership, plus a free night reward after spending a total of $10,000 in the first six months of card membership. | $650 plus the value of a free night reward |
| July to October 2022 | Earn 130,000 bonus points after spending $3,000 on purchases in the first three months of card membership. | $650 |
| May to July 2022 | Earn up to 130,000 points plus $130: Earn 130,000 bonus points after spending $3,000 on purchases in the first three months of card membership, plus up to $130 in statement credits on eligible purchases made at any Hilton property in the first 12 months of card membership. | Up to $780, including the statement credit |
| April to May 2022 | Earn 130,000 bonus points after spending $3,000 on purchases in the first three months of card membership. | $650 |
*Bonus offer value is based on TPG's November 2025 valuations and not provided by the credit card issuer.
Highest welcome offer
The best welcome offer we've seen on this card provided up to 180,000 bonus points.
Applicants could earn 130,000 bonus points after spending $2,000 on purchases with the card in the first three months of card membership, then an additional 50,000 points after spending a total of $10,000 or more on purchases in the first six months of card membership.
When you should apply
Apply when there are at least 175,000 points offered — or at least 130,000 points plus a free night award.
Learn more: The Hilton Honors American Express Business Card
Bottom line
When you're ready to apply for a new credit card, waiting for an elevated welcome offer is one of the best ways to earn a bounty of bonus points quickly.
Most of a card's total value in the first year is found in that bonus, which you'll earn by simply meeting a minimum spending requirement.
Use this outline of Hilton Amex welcome bonuses to help you decide whether an offer is worth taking.
To learn more about credit card bonus offers over time, see the following:
- The best time to apply for these popular American Express cards based on offer history
- The best time to apply for these popular Capital One credit cards based on offer history
- The best time to apply for these popular Chase credit cards based on offer history
- The best time to apply for these popular Citi cards based on offer history
For rates and fees of the Hilton Honors Amex Card, click here.
For rates and fees of the Hilton Honors Surpass Card, click here.
For rates and fees of the Hilton Honors Aspire Card, click here.
For rates and fees of the Hilton Honors Business Card, click here.
Featured image by CARLY HELFAND/THE POINTS GUY
Editorial disclaimer: Opinions expressed here are the author’s alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.
TPG featured card
Best for dining at restaurants
Apply for American Express® Gold Card
Terms & restrictions apply. See rates & fees
TPG Editor‘s Rating
Go to reviewCard Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
Apply for American Express® Gold Card
at American Express's secure site
Rewards
1 - 4X points
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro offer
As High As 100,000 points. Find Out Your Offer.
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.
Annual Fee
$325
Recommended Credit
Excellent to Good
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits.Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.
Apply for American Express® Gold Card
at American Express's secure site
Terms & restrictions apply. See rates & fees
Best for dining at restaurants
TPG Editor‘s Rating
Go to reviewCard Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
Rewards Rate
| 4X | Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 4X | Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. |
| 3X | Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. |
| 2X | Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. |
| 1X | Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases. |
Intro Offer
You may be eligible for as high as 100,000 Membership Rewards® Points after spending $6,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.As High As 100,000 points. Find Out Your Offer.Annual Fee
$325Recommended Credit
Credit ranges are a variation of FICO® Score 8, one of many types of credit scores lenders may use when considering your credit card application.Excellent to Good
Why We Chose It
There’s a lot to love about the Amex Gold. It’s a fan favorite thanks to its fantastic bonus-earning rates at restaurants worldwide and at U.S. supermarkets. If you’re hitting the skies soon, you’ll also earn bonus Membership Rewards points on travel. Paired with up to $120 in Uber Cash annually (for U.S. Uber rides or Uber Eats orders, card must be added to Uber app and you can redeem with any Amex card), up to $120 in annual dining statement credits to be used with eligible partners, an up to $84 Dunkin’ credit each year at U.S. Dunkin Donuts and an up to $100 Resy credit annually, there’s no reason that foodies shouldn’t add the Amex Gold to their wallet. These benefits alone are worth more than $400, which offsets the $325 annual fee on the Amex Gold card. Enrollment is required for select benefits.Pros
- 4 points per dollar spent on dining at restaurants worldwide and U.S. supermarkets (on the first $50,000 in purchases per calendar year; then 1 point per dollar spent thereafter and $25,000 in purchases per calendar year; then 1 point per dollar spent thereafter, respectively)
- 3 points per dollar spent on flights booked directly with the airline or with amextravel.com
- Packed with credits foodies will enjoy
- Solid welcome bonus
Cons
- Not as useful for those living outside the U.S.
- Some may have trouble using Uber and other dining credits
- You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.
- Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year.
- Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com.
- Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com.
- Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
- $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply.
- $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment is required to receive this benefit.
- $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required.
- $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
- Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property.
- No Foreign Transaction Fees.
- Annual Fee is $325.
- Terms Apply.